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Annuities—Income Stream for Your Retirement | Wescom Financial Services

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Secure Your Retirement Income with Annuities

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Retirement Facts

30% of workers in a 2012 study reported that they had less than $1,000 in savings and investments.

Employee Benefit Research Institute

Offering a Variety of Annuities for Your Retirement Planning

Annuities are becoming an increasingly popular investment choice amongst individuals. An annuity is an insurance product that can be used to help provide a consistent stream of income during retirement.

We offer Fixed, Variable, Equity Indexed, and Fixed Immediate Annuities from some of the most trusted insurance providers.

If you think an annuity may be right for you, or if you are simply looking for more information about this type of product, our WFS Investment Representatives can help you understand how annuities can benefit you.

Overview of Annuities

Fixed Annuities offer investors tax deferral, reliable interest, and may be principal protected, offering a consistent stream of income through its fixed rate, set for a specific period of time.

Variable Annuities offer tax deferral, long-term growth potential, and optional rider benefits.

Equity Indexed Annuities offer a fixed interest rate and participation in a market index, offering some of the features found in both fixed and variable annuities.

Fixed Immediate Annuities provide a fixed monthly income for life or for a set period with no market fluctuation. These annuities are often used in retirement to help individuals from out living their nest egg.




Annuity products are insurance and are not insured by FDIC, NCUA/NCUSIF, or any government agency. Guarantees are based on the claims-paying ability of the Life Insurance Company. IRAs and other qualified plans already provide tax deferral like that provided by an annuity. Withdrawals prior to age 59½ may be subject to federal/state income tax or penalty. Surrender charges apply for withdrawals in excess of the penalty-free withdrawals per year. Wescom Financial Services CA Insurance License#0E36340.